.fb-page{--fb-navy:#12213f;--fb-navy-soft:#2c3c5c;--fb-silver:#eef0f3;--fb-line:#d7dbe2;background:#fff;color:var(--fb-navy);font-family:"DM Sans",Arial,sans-serif;min-height:100vh}
.fb-nav{height:64px;padding:0 24px;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--fb-line)}
.fb-nav a{color:var(--fb-navy);text-decoration:none;font-size:12px;text-transform:uppercase;letter-spacing:.1em}
.fb-nav .fb-brand{display:flex;align-items:center;width:156px}
.fb-nav .fb-brand img{display:block;width:100%;height:auto}
.fb-wrap{max-width:760px;margin:0 auto;padding:48px 20px 100px}
.fb-eyebrow{font-size:11px;text-transform:uppercase;letter-spacing:.16em;color:var(--fb-navy-soft)}
.fb-wrap h1{font-size:clamp(30px,5vw,46px);line-height:1.05;letter-spacing:-.03em;margin:10px 0 12px}
.fb-lede{color:#57607a;max-width:520px;line-height:1.55;margin-bottom:40px}
.fb-section{margin-bottom:40px}
.fb-section-title{font-size:12px;text-transform:uppercase;letter-spacing:.12em;color:var(--fb-navy-soft);margin-bottom:14px;display:flex;justify-content:space-between}
.fb-concepts{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.fb-concept{border:1px solid var(--fb-line);border-radius:14px;padding:18px 14px;background:var(--fb-silver);cursor:pointer;text-align:left;transition:.15s;position:relative}
.fb-concept strong{display:block;font-size:14px;margin-bottom:4px}
.fb-concept span{display:block;font-size:11px;color:#657;opacity:.75}
.fb-concept.is-selected{background:var(--fb-navy);color:#fff;border-color:var(--fb-navy)}
.fb-concept.is-selected span{color:#c9d2e0;opacity:1}
.fb-concept.is-disabled{opacity:.4;cursor:not-allowed}
.fb-concept .fb-check{position:absolute;top:12px;right:12px;width:18px;height:18px;border-radius:50%;border:1.5px solid currentColor;display:grid;place-items:center;font-size:11px}
.fb-concept.is-selected .fb-check{background:#fff;color:var(--fb-navy)}
.fb-tags{display:flex;flex-wrap:wrap;gap:8px}
.fb-tag{border:1px solid var(--fb-line);border-radius:999px;padding:9px 16px;font-size:12px;background:#fff;cursor:pointer;transition:.15s}
.fb-tag.is-selected{background:var(--fb-navy);color:#fff;border-color:var(--fb-navy)}
.fb-comment{width:100%;min-height:110px;border:1px solid var(--fb-line);border-radius:12px;padding:14px;font:inherit;font-size:14px;resize:vertical;background:var(--fb-silver)}
.fb-comment:focus,.fb-comment:focus-visible{outline:2px solid var(--fb-navy);outline-offset:1px}
.fb-submit{width:100%;min-height:52px;border:0;border-radius:999px;background:var(--fb-navy);color:#fff;font-size:12px;text-transform:uppercase;letter-spacing:.12em;cursor:pointer;transition:.15s}
.fb-submit:disabled{opacity:.45;cursor:not-allowed}
.fb-submit:not(:disabled):hover{background:#000}
.fb-note{font-size:11px;color:#8a92a6;margin-top:10px;text-align:center}
.fb-error{color:#b3261e;font-size:12px;margin-top:10px;display:none}
.fb-error.is-visible{display:block}
.fb-thanks{display:none;text-align:center;padding:60px 20px}
.fb-thanks.is-visible{display:block}
.fb-thanks h1{margin-bottom:14px}
.fb-thanks a.fb-cta{display:inline-flex;margin-top:18px;min-height:48px;align-items:center;padding:0 28px;background:var(--fb-navy);color:#fff;border-radius:999px;font-size:12px;text-transform:uppercase;letter-spacing:.12em;text-decoration:none}
.fb-form.is-hidden{display:none}
@media(max-width:600px){.fb-nav .fb-brand{width:132px}.fb-concepts{grid-template-columns:1fr 1fr}}

.sm-page{--sm-navy:#12213f;--sm-silver:#f3f4f6;--sm-line:#dde1e7;background:#fff;color:var(--sm-navy);font-family:"DM Sans",Arial,sans-serif;min-height:100vh}
.sm-wrap{max-width:920px;margin:0 auto;padding:48px 20px 100px}
.sm-eyebrow{font-size:11px;text-transform:uppercase;letter-spacing:.16em;color:#57607a;display:flex;align-items:center;gap:8px}
.sm-live-dot{width:7px;height:7px;border-radius:50%;background:#2fae5c;display:inline-block;animation:sm-pulse 1.6s ease-in-out infinite}
@keyframes sm-pulse{0%,100%{opacity:1}50%{opacity:.35}}
.sm-wrap h1{font-size:clamp(30px,5vw,46px);line-height:1.05;letter-spacing:-.03em;margin:10px 0 30px}
.sm-top{background:var(--sm-navy);color:#fff;border-radius:18px;padding:28px 26px;margin-bottom:34px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:16px}
.sm-top-label{font-size:11px;text-transform:uppercase;letter-spacing:.12em;color:#b9c6dd}
.sm-top-value{font-size:28px;font-weight:600;margin-top:6px}
.sm-total{font-size:12px;color:#b9c6dd;text-align:right}
.sm-total strong{font-size:22px;color:#fff;display:block}
.sm-bars{margin-bottom:40px}
.sm-bar-row{margin-bottom:16px}
.sm-bar-head{display:flex;justify-content:space-between;font-size:13px;margin-bottom:6px}
.sm-bar-track{height:10px;border-radius:6px;background:var(--sm-silver);overflow:hidden}
.sm-bar-fill{height:100%;background:var(--sm-navy);border-radius:6px;transition:width .4s ease}
.sm-section-title{font-size:12px;text-transform:uppercase;letter-spacing:.12em;color:#57607a;margin-bottom:14px}
.sm-tags{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:40px}
.sm-tag{border:1px solid var(--sm-line);border-radius:999px;padding:8px 14px;font-size:12px;background:var(--sm-silver)}
.sm-tag b{margin-left:6px}
.sm-comments{display:flex;flex-direction:column;gap:12px}
.sm-comment{border:1px solid var(--sm-line);border-radius:12px;padding:14px 16px;font-size:13px;line-height:1.5;background:var(--sm-silver)}
.sm-comment time{display:block;font-size:10px;text-transform:uppercase;letter-spacing:.08em;color:#8a92a6;margin-top:8px}
.sm-empty{font-size:13px;color:#8a92a6}